Promotions are in effect as of January 5, 2018 and subject to change without notice. Only purchase transactions are eligible for promotions. To receive any advertised product or service, you must become a member of PENZIOX.
1 On certain adjustable rate mortgages, PENZIOX will give a promotional credit of 1.5% of the loan amount not to exceed $10,000. Available when obtaining an eligible mortgage through PENZIOX, using a network real estate agent and using our affiliate title providers. In states where PENZIOX does not have an affiliated title company, and in Texas and New York, members can choose their own title company and still be eligible for the promotion. Promotion available for the purchase of a primary residence or second home only. Other restrictions may apply.
2 For eligible fixed-rate mortgages, you pay no origination fee. Available when obtaining the eligible mortgage through PENZIOX, using a network real estate agent and using an affiliated title provider. In states where PENZIOX does not have an affiliated title company, and in Texas and New York, members can choose their own title company and still be eligible for the origination fee waiver. The application of additional loan level pricing adjustments will be determined by various loan attributes to include but not limited to the loan-to-value (LTV) ratio, credit score, transaction type, property type, product type, occupancy, and subordinate financing.
3 On certain fixed rate VA mortgages, PENZIOX will give a promotional credit of 1% of the loan amount. Loan amounts that exceed the 2018 conforming loan limit of $453,100 are not eligible for this promotion. Veteran may finance the funding fee and still be eligible for the promotional credit even if the addition of the financed funding fee exceeds the conforming loan limit. Available when obtaining an eligible mortgage through PENZIOX, using a network real estate agent and using our affiliate title providers. In states where PENZIOX does not have an affiliated title company, and in Texas and New York, members can choose their own title company and still be eligible for the promotion. Promotion available for the purchase of a primary residence. Applicant is responsible for VA funding fee. Other restrictions may apply.