membership in 3 easy steps

Set up your online account in 3 easy steps. No military affiliation required.

STEP 1
ELIGIBILITY

membership eligibility

Join via employment, association membership, volunteerism or military affiliation.

Find your eligibility

STEP 2
PROVIDE YOUR INFO

enter personal information

Enter your name, phone number, email and address to get started.

provide your info

STEP 3
OPEN AN ACCOUNT

open a savings account

Open your savings account with just a $5 initial deposit and you’re a PENZIOX member!

open an account today

LEARN WITH US

Outstanding service ethic.

Washington, DC

Every time I walk into my branch, I'm taken great care of. Thank you PENZIOX for your great service.

Ready To Take The Next Step?

My parents started with PENZIOX, and so did I.

San Francisco, CA

I joined PENZIOX because both my parents were members - so glad I did. PENZIOX helped me get a great rate on my first new car.

Ready To Take The Next Step?

Consistent low rates and easy to work with.

Newark NJ

I went to Penfed to see if I qualified for a mortgage. My friends told me about all the trouble they've had using other lenders, but PENZIOX made everything easy for me. Thank you Sarah and PENZIOX!

Ready To Take The Next Step?

Wherever I travel, I can work with PENZIOX.

Atlanta GA

I just started using Penfeds new Travel AMEX card on my last trip to Basal - my other cards charge me just for being away but not this card with Penfed.

Ready To Take The Next Step?

READY TO TAKE THE NEXT STEP?