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Money Market Certificates
You know that money you've been putting aside for a rainy day? It can do more. Save more. Save better.
APY AS HIGH AS ![]( "MM Cert Yr7 APY")
%
| TERM | DIVIDEND RATES | APY |
| 6 Month | ||
| 12 Month | ||
| 15 Month | ||
| 18 Month | ||
| 2 Year | ||
| 3 Year | ||
| 4 Year | ||
| 5 Year | ||
| 7 Year |
$1,000 minimum amount to open. A penalty will be imposed for early withdrawal. This will reduce earnings on the account. Please see ‘Disclosures’ below for important account information.
Why Money Market Certificates?
- Invest as little as $1,000
- Backed by NCUA insurance
- Dividends compounded daily and paid monthly
- At any time, choose to renew or close at maturity
More Reasons To Save Better With Money Market Certificates
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Money Market Certificate Disclosure:
Print Disclosure
Print Disclosure
Money Market Certificates
Annual Percentage Yield (APY) is accurate as of and is subject to change at any time.
We will establish your certificate on the day we receive your application and funding. Once purchased, the rate is locked in for the term of your certificate.
**6 Month certificates earn dividends on simple interest basis. All other certificate dividends are compounded daily.
You choose how your dividends are withdrawn: monthly OR at maturity.
3 payment options:
- Add dividends to certificate.
- Transfer dividends to Regular Share, checking, or MMSA (Money Market Savings Account).
- Have dividend sent to you in check form.
Early Redemption Penalties
Penalties are imposed for early withdrawal of Money Market Certificates. This will reduce earnings on the account. You must provide your request in writing.
Please refer to the Money Market Certificate Application for further details. For all certificates funded by ACH, funds cannot be withdrawn within the first 60 days of the
account opening
APY AS HIGH AS ![]( "IRA Cert Yr7 APY")
%
| TERM | DIVIDEND RATES | APY |
| 1 Year | ||
| 2 Year |
||
| 3 Year |
||
| 4 Year |
||
| 5 Year |
||
| 7 Year |
$500 minimum amount to open. A penalty will be imposed for early withdrawal. This will reduce earnings on the account. Please see ‘Disclosures’ below for important account information.
Why Coverdell Education Certificates?
- Invest as little as $500
- Tax-free earnings*
- Tailored for education - elementary, secondary, and college expenses
- Backed by NCUA insurance
Additional information about Coverdell Savings Certificates
I Want To Save
Coverdell Savings Disclosure:
Print
Print
Coverdell Education Savings
APY (Annual Percentage Yield) is accurate as of and is subject to change at any time. Fees may reduce earnings.
We will establish your certificate on the day we receive your application and funding. Once purchased, the rate is locked in for the term of your certificate.
Certificate dividends are compounded daily and credited monthly.
For all certificates funded by ACH, funds cannot be withdrawn within the first 60 days of the account opening.
Early Redemption Penalties
Penalties are imposed for early withdrawal of Coverdell Education share certificates. You must provide your request in writing.
If the certificate is redeemed within the first year, all dividends will be forfeited.
If after the first year, but prior to the maturity date, the early withdrawal penalty will equal 30% of what would have been earned if the certificate had been held to maturity, not to exceed total dividends earned.
*Please consult your tax advisor
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