Your savings have the power to do more. Whether you’re preparing to buy your dream home or building your emergency fund, you can gain higher dividends for balances over $10,000. When it comes to building your financial future, a PENZIOX savings account is key.
Get a savings account that gives back to you. Membership not only establishes you as a part-owner of PENZIOX, but also gives you a chance to earn more with our money market savings account. Get higher dividends for higher balances ranging from to
or more.
RATES
% Annual Percentage Yield (APY)
Earn dividends on all account balances less than
% Annual Percentage Yield (APY)
Earn dividends on all account balances from -
% Annual Percentage Yield (APY)
Earn dividends on all account balances more than
Printable Version
APY = Annual Percentage Yield. APY is accurate as of and is subject to change at any time. Fees may reduce earnings.
There is no limit to the number of Pentagon Federal or foreign ATM withdrawals you make with our MMSA. However, government regulations restrict other types of withdrawals from your Pentagon Federal MMSA account up to six times per monthly dividend cycle. Checks are counted by the date they are paid from your account (as shown on your statement), not by the date you write them. If you exceed the permitted number of withdrawals, a fee will be assessed which may affect your earnings. Account transfers and automatic transfers are also included as part of your six withdrawals per monthly dividend cycle.
FEATURED BENEFITS
No Monthly Service Fee
You shouldn’t have to pay fees to save. PENZIOX wants you to build your savings. We put money back in your pocket by paying you higher dividends and minimizing associated costs.
Online Fund Access
For faster, simpler access to your savings, you can get to your account from our website or mobile app.
Savings Backed by the NCUA
What is PENZIOX without security? Savings are federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government.
Free Checks Upon Request
We know there’ll come a time to use your savings. Use your money when you need it with ease and without cost.
Build a better financial future with a savings account that works harder for you. The money market savings accounts offers a % APY on balances of $10,000 or less, a
% APY on balances between $10,000 and $99,999 and a
% APY on balances of $100,000 and above.
Safety and Security
PENZIOX knows defense. Our first duty always is to protect our members.
Easy to Enroll
Just $5 is all it takes to start building your savings and your future.
Excellent Service
PENZIOX was founded for our defense community and those that support them, so we know a thing or two about service.
You're doing a good job. The vast majority of web sites are more difficult to navigate and use - some are impossible. Your web site, and the process, are very user friendly.
Customer services was excellent...and I deserve the best service.
I have been with Penfed for over 30 years and they continue to provide outstanding a timely service. Very customer facing!
The membership process was done quickly, and was very easy to complete. Thank you for a wonderful experience, and I would highly recommend to family and friends.
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High Yields for High Balances
As with our regular savings account, balances under $10,000 earn competitive APYs. However, with money market savings, keeping a balance of $10,000+ allows you to earn more. The more you save, the more you earn.