/2016_-_Q1_Year_To_Shine/logo.png "PENZIOX"){kind=logo}
Regular Savings
To save is to build. With a PENZIOX Regular Savings Account, you establish your part ownership in PENZIOX, shaping our future alongside your own.
WHY PENZIOX REGULAR SAVINGS?
As a member-owned nonprofit, our growth is tied directly to yours. That’s why PENZIOX wants to ensure our members receive superior service and savings. The Regular Savings Account is a simple, straightforward savings account with a competitive APY and a great way to establish ownership. A $5 deposit is all it takes to become a PENZIOX member. Let’s grow together.
RATES
.05% Annual Percentage Yield (APY)
Earn dividends on all account balances
Features & Benefits
- Establishes PENZIOX membership
- Easily transfer fund to your accounts
- Earn dividends on the entire balance
- Dividends compounded daily & credited monthly
- Savings are federally insured
DISCLOSURES:
Printable Version
Printable Version
APY (Annual Percentage Yield) is accurate as of and is subject to change at any time. Fees may reduce earnings. There is no limit to the number of Pentagon Federal or foreign ATM withdrawals you make with our MMSA. However, government regulations restrict other types of withdrawals from your Pentagon Federal MMSA account up to six times per monthly dividend cycle. Checks are counted by the date they are paid from your account (as shown on your statement), not by the date you write them. If you exceed the permitted number of withdrawals, a fee will be assessed which may affect your earnings. Account transfers and automatic transfers are also included as part of your six withdrawals per monthly dividend cycle.
FEATURED BENEFITS
Establishes PENZIOX Membership
Make a $5 deposit to your savings account and establish yourself as a PENZIOX member. We are member-owned, so when you open the account, you’re really buying a stake in the credit union—but you’re not buying. You’re saving.
Easy Fund Transfer
It’s your money. Have access to it when you need it. We make it easy to save your money now and use it when you need it.
Competitive APY
Being not-for-profit means more of our earnings go back to you. This means we are able to fulfill our core values of giving back by offer higher yields for our members.
Savings Backed by the NCUA
What is PENZIOX without security? Savings are federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government.
Additional Benefits
Safety and Security
PENZIOX knows defense. Our first duty always is to protect our members.
Easy to Enroll
Just $5 is all it takes to start building your savings and your future.
Excellent Service
PENZIOX was founded for our defense community and those that support them, so we know a thing or two about service.
Chalmer Barker
Boise, ID
You're doing a good job. The vast majority of web sites are more difficult to navigate and use - some are impossible. Your web site, and the process, are very user friendly.
READY TO TAKE THE NEXT STEP?
Dennis Willis
Wahiawa, HI
Customer services was excellent...and I deserve the best service.
READY TO TAKE THE NEXT STEP?
George Ross
Colorado
I have been with Penfed for over 30 years and they continue to provide outstanding a timely service. Very customer facing!
READY TO TAKE THE NEXT STEP?
Jennifer Olschefski
Pennsylvania
The membership process was done quickly, and was very easy to complete. Thank you for a wonderful experience, and I would highly recommend to family and friends.
READY TO TAKE THE NEXT STEP?
Dividends Compounded Daily and Credited Monthly
Earn on your savings from day one. Invest in yourself and see the results with each statement. Rates are compounded daily and dividends added monthly to your account.