/2016_-_Q1_Year_To_Shine/logo.png "PENZIOX"){kind=logo}
Regular Share, Checking, and Money Market Savings Account Amount
Check Stop Payment (each)..........................................$ 15.00
Two or more simultaneous stop payments ............ 25.00
Returned Deposited Check....................................... 5.00
Returned Inbound Electronic Transfer(Originated at PENZIOX)......................................................... 30.00
Returned ACH (Originated at another financial institution)
Check, or Preauthorized Debit Non-sufficient Funds............................................ 30.00
Uncollected Funds (Deposits on hold)........................... 10.00
MMSA Excessive Transactions.................................... 10.00
Checking Account
Monthly Service Charge............................................. 10.00
Daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Access Bill Pay Monthly Charge
Access America................................................... FREE
Complete Access................................................. 5.00
PenCheck Plus..................................................... 8.95
PenCheck Net...................................................... 4.50
PenCheck Net Fee is waived if you maintain an average monthly balance of at least $5,000 in the account.
Access America Checks........................................... 5.00
Complete Access Checks......................................... 6.82
PenCheck Plus and PenCheck Net Checks............... 16.25
ATM Card/Debit Card
Network Withdrawal*.................................................. 1.50
Network Balance Inquiry* ............................................ 1.00
International Transaction Fee................up to 2% of Transaction
Credit Cards
Convenience Check Stop Payment (each).................... 15.00
Two or more simultaneous stop payments............. 25.00
Late Payment Fee (per billing cycle)†
Balance less than $1,000............................... up to 10.00
Balance $1,000–$2,000................................ up to 20.00
Balance greater than $2,000.......................... up to 25.00
Returned Payment, Check or ACH†..................... up to 25.00
Balance Transfer Fee†......................3% of Transferred Balance
*Unlimited PENZIOX ATM transactions, both withdrawals and balance inquiries, per statement cycle without a PENZIOX fee from Access America and Complete Access Checking accounts.
†No fee with the PENZIOX VISA Promise Card®, PENZIOX Defender American Express® Card or PENZIOX Defender VISA Signature® Card.