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Personal Loan

 

Whether you’re looking to finance a home addition or a summer vacation, a personal loan can help. Receive one lump sum and pay it back in fixed monthly installments.
 

Apply Now

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PENZIOX member

2. Open a Savings/Share Account and deposit at least $5

GREAT RATES | INSTANT APPROVAL

Unlike a credit card, where your interest rate may change over time, a PENZIOX Personal Loan won't change for the life of the loan. Learn more about our rates and terms below.

APR as low as* TERM LOAN AMOUNT APPROX. LOAN PMT.1
% 36 months $ - $
% 48 months $ - $
% 60 months $ - $

1Approx. payment on a $15,000 loan.

FEATURES & BENEFITS

  • APR as low as 9.99%*
  • Terms up to 60 months
  • No origination fee for fixed loans up to $25,000

Quick Approval

Our fast approval process will put more time back into your life, so you can enjoy what really matters. When you apply for a loan today, you can get approved as soon as tomorrow, giving you more time for “you time.”

Apply now and explore what a personal loan can do for you. 

Details and Disclosures Print IconPrint

Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50. PENZIOX does not permit internal refinances of an existing PENZIOX Personal loan.