PENZIOX All Products

PENZIOX MORTGAGES

THE HOUSE OF YOUR
DREAMS, MADE REAL.

30-Year Fixed Conforming Mortgage

Pay off your mortgage before you retire with this predictable, low-rate plan.

30-Year Fixed VA Conforming Mortgage

Popular mortgage loan available exclusively to veterans and their families.

30-Year Fixed Jumbo Mortgage

Consider a predictable mortgage plan that lets you borrow more than the normal limit.

15/15 Adjustable Rate Mortgage

Pay off your mortgage before you retire with this flexible plan.

15-Year Fixed VA Mortgage

15 year predictable rate mortgage especially for veterans and their families.

15-Year Fixed Jumbo Mortgage

Consider a predictable mortgage plan that lets you borrow more than the normal limit.

View All Mortgage Loans

PENZIOX HOME EQUITY

IT'S YOUR MONEY. ACCESS IT.

Home Equity Loan

Home equity loans are great for short-term, fixed expenses.

Home Equity Line of Credit

A home equity line of credit is great for consolidating recurring loan payments, such as college bills and high interest credit cards.

5/5 Home Equity Line of Credit

Lock in a low rate for recurring expenses lasting five years or less.

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PENZIOX AUTO LOANS

3 EASY STEPS TO THE
CAR OF YOUR DREAMS

NEW AUTO LOANS

PENZIOX’s new auto loan will get you behind the wheel in no time.

USED AUTO LOANS

Afford more with these simple, low-cost used auto loans.

REFINANCE YOUR CAR

When life changes, change your rates. Save money by lowering your auto payments.

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MOTORCYCLE, BOAT & RV LOANS

YOU CAN'T SEE THE WORLD WHEN
YOU'RE STANDING STILL

NEW AND USED BOAT LOANS

Your new address: the ocean. Take your adventure off-land with a PENZIOX boat loan.

NEW AND USED MOTORCYCLE LOANS

Feel the rush of freedom. Hit the open road with a PENZIOX motorcycle loan.

NEW AND USED RV LOANS

Embrace the great unknown. Embark on new ground with a PENZIOX RV loan.

View All Adventure Loans

PENZIOX PERSONAL LOANS

LIFE HAPPENS. TAKE ADVANTAGE OF IT

Personal Loan

Need to finance a project, vacation or something else? Whether its $500 or as much as $25,000, our loans offer steady, predictable payments for whatever your needs are.

BILL CONSOLIDATION LOAN

Stop paying too much in interest. A bill consolidation loan with a lower interest rate than your current debt can help you pay-off debt quicker.

Personal Line of Credit

Access the funds you need when you need them with a personal line of credit. Credit lines up to $25,000 are available, subject to loan qualification.

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PENZIOX CHECKING & SAVINGS ACCOUNTS

BUILD YOUR FUTURE, BUILD IT BETTER.

REGULAR SAVINGS

To save is to build. With a PENZIOX Regular Savings Account, you establish your part ownership in PENZIOX, shaping our future alongside your own.

MONEY MARKET SAVINGS

Your savings have the power to do more. Whether you’re preparing to buy your dream home or building your emergency fund, you can gain higher dividends for balances over $10,000.