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Savings
Average savings of over $3,350•• off MSRP on new cars and discounts on used cars.
More Incentives
Members get access to additional cash incentives on select cars from Mercedes-Benz and other brands.
Loan Discounts
Rates as low as % APR on new cars and
% APR on used cars through the Car Buying Service.
Buyer's Bonus
Up to $1,000 worth of additional reimbursement benefits for buyers.
ADDITIONAL PENZIOX CASH INCENTIVES
Enjoy over $1,000 worth of additional benefits
Including Automobile Reimbursement & Auto Expert Opinion.
PENZIOX Member Discounts up to $5,500 on select Mercedes-Benz vehicles
Receive incentives only when you login.
DISCLOSURES:
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Rate and offer current as of and are subject to change. Promotional rate is not available to refinance existing PENZIOX car loans.
*Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate.
New Vehicle Loan Payment Example: $20,000 at % APR; 36 monthly payments of approximately $
Used Vehicle Loan Payment Example: $20,000 at % APR; 36 monthly payments of approximately $
New Auto Loans: Loan rate applicable to new vehicles only. New vehicles are where you are the original owner and the untitled vehicle is a current () or prior model year(s) (
or
). Up to 110% financing is available. Vehicle weight restrictions apply. Minimum loan amount is $
for 61-72 month term. Rate also depends on term.
Used Auto Loans: Maximum used car loan advance will be determined by PENZIOX using a NADA value. Financing is available up to NADA average retail value plus tags, title, taxes and extended warranties not to exceed 110%. Some restrictions apply. Minimum loan amount is $ for 61-72 month term. Financing for 61-72 month term is valid for model years
-
.
Rate also depends on term. Other restrictions including vehicle and mileage limitations may apply.
PENZIOX Car Buying Service
PENZIOX Car Buying Service is available in the continental U.S. and Hawaii.
**Between 7/1/17 and 9/30/17, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2017, was $3,383, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor PENZIOX does not broker, sell or lease motor vehicles.
CAR BUYING SERVICE
DON'T OVERPAY FOR YOUR NEXT CAR.
Learn what others are spending so you can feel confident you’re getting a fair price. Our upfront pricing helps keep you in control of your buying experience.
It’s easy, search for your car and finance with PENZIOX.
PRICE A NEW VEHICLE
Rates as low as
![]( "Auto Buydown Rate New 36")
% APR*
for up to 36 months when you buy a new car through the PENZIOX Car Buying Service.
Learn More »
• Large inventory of cars and trucks
• Free CARFAX® on most used cars
• Search and sort by the features you want
Rates as low as
![]( "Auto Buydown Rate Used 36")
% APR*
for up to 36 months when you buy a used car through the PENZIOX Car Buying Service.
Learn More »
• Large inventory of cars and trucks
• Free CARFAX® on most used cars
• Search and sort by the features you want