Home Equity Loans

It’s Your Money. Access it.

Tap into the value of your home and pay off expenses.

AT A GLANCE

WHAT TYPES OF HOME EQUITY
LOANS ARE THERE?

 

Home Equity
Loan

Home equity loans are great for fixed expenses, like home renovations, vacations, or debt consolidation. Because using savings isn’t always the best option.

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APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PENZIOX member

2. Open a Savings/Share Account and deposit at least $5

Home Equity Line of Credit

A home equity line of credit is great for consolidating recurring loan payments, such as college bills and high interest credit cards. Access the cash when you need it.

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APPLY NOW

Become a member and take advantage of products and exclusive offers!

To become a member, you need only fulfill two requirements:

1. Determine your eligibility

2. Open a Regular Share Account with at least $5

5/5 Home Equity Line of Credit

Lock in a low rate for recurring expenses lasting five years. This option can also save you money if you plan to pay off the loan in full within the five years.

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APPLY NOW

Become a member and take advantage of products and exclusive offers!

To become a member, you need only fulfill two requirements:

1. Determine your eligibility

2. Open a Regular Share Account with at least $5

Interest-Only Line of Credit

Interest-only home equity loans provide convenience and flexibility when you need access to funds and want to maximize equity with low, monthly payments.

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APPLY NOW

Become a member and take advantage of products and exclusive offers!

To become a member, you need only fulfill two requirements:

1. Determine your eligibility

2. Open a Regular Share Account with at least $5

Estimate Your Costs

Home Equity Loan Payment Calculator

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Monthly Payment
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