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Overdraft Line of Credit


Get protection in case your checking account is overdrafted.

Apply Now

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PENZIOX member

2. Open a Savings/Share Account and deposit at least $5

WHY OVERDRAFT LINE OF CREDIT?

  • Safety and confidence of overdraft protection on your checking account.

  • Payments based on amount you actually use, not the amount of your overdraft line.

  • No fees to access for overdrafts.


REMINDER

Additional documentation is required
for loans for $15,000 or more.

Features and Benefits

  • Fixed rate of 17.99% APR
  • Available as overdraft protection for checking account
  • Limits start at $500
DETAILS & DISCLOSURES Print IconPrint

Rates and offers current as of and are subject to change.

Overdraft Line of Credit:


After account opening, a three business day waiting period applies for credit line advances. This account can only be accessed by overdraft from a checking account. No other types of advances are permitted.

              

LEARN

Learn how a personal loan can help you take charge of your finances.