android pay



*Android Pay is only compatible on Android devices that are NFC and HCE-enabled and run KitKat 4.4 or later. Android Pay is a trademark of Google Inc. Android, Android Pay, and the Android Logo are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

Android PayTM brings you a simple and secure way to pay in apps and in stores.

Choose your device, add your PENZIOX credit cards, and you’re all set. With Android Pay, you will still enjoy all of the great benefits of your PENZIOX card—minus the leather wallet.



No wallet? No worry! Use your Android Device* at over a million stores and in apps in three easy steps:


1. Tap

Making a payment in the store? No need to open an app. Unlock your device and hold near the contactless terminal.

2. Pay

A subtle vibration will alert you that the payment has been transmitted.

3. Done

That’s it! You’ll receive a payment confirmation including the date, time and amount of the transaction.


When making purchases online, you’ll never have to enter your shipping and billing information for online checkout again. Just select “Buy with Android Pay” for a fast, easy and secure payment.



With Android Pay you will never have to share your actual credit card number with a merchant again. A virtual account number is provided to represent your actual account information — this way your PENZIOX credit card number will remain safe.

Android PayTM Enrollment Instructions

Enrolling is a snap! Let’s get started…





step 1



Access the Android Pay app. If you don't have the app, simply download it from Google Play.


step 2


Step 2.

Add your PENZIOX Visa card with the snap of a photo. If your card is already linked to your Google account, just confirm a few details to add it.

step 3



Tap away! Just 'Tap, Pay, and Done' at over a million stores that accept contactless payments.

Android PayTM  FAQ

1. What is Android Pay?

A: Android Pay is a simple, secure Mobile payment system that uses Near Field Communication (NFC) to transmit payment information between your phone and select payment terminals at stores that support it and in apps. With Android Pay, you can make payments in stores or in apps with a few simple taps of your device.

2. How do I pay with Android Pay?

3. How can I get Android Pay on my device?

4. Is there a charge for Android Pay use?

5. Where can I use Android Pay?

6. Can I add all of my PENZIOX credit cards to Android Pay?

7. How can I make may PENZIOX card my default card?

8. Will I still receive the same rewards and benefits of my PENZIOX card when I pay using Android Pay?

9. Where can I get more information on Android Pay?