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Personal Line of Credit


Access cash when you need it most. When life throws an unexpected expense your way, tap into your personal line of credit.

Apply Now

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PENZIOX member

2. Open a Savings/Share Account and deposit at least $5

WHY PERSONAL LINE OF CREDIT?

Available funds when you need them, anytime, for anything you want.

Payments based on amount you actually use, not on amount of your line of credit.

Use your line anywhere you would use a check.

 

KEEP IN MIND

After account opening, a three business day waiting period applies to credit line advances.

This loan requires an application and qualification.

Features and Benefits

  • Fixed rate of 14.65% APR
  • Credit lines up to $25,000
  • Free checks to access your line

Fast Review

Apply for a loan today and get a decision as soon as tomorrow. Our fast review process will put more time back into your life, so you can enjoy what really matters.

DETAILS & DISCLOSURES Print IconPrint

Rates and offers current as of and are subject to change. All loan programs are subject to credit approval.

Fixed Rate Personal Line of Credit:
After account opening, a three business day waiting period applies for credit line advances. These line of credit accounts cannot be used for overdraft protection.

              

LEARN

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