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ACCESS AMERICA CHECKING
Premium Checking That Pays You Back*
Annual Percentage Yield (APY)
With a daily balance of $20,000 or more up to $50,000
Annual Percentage Yield (APY)
With a daily balance of less than $20,000
*Earn dividends with monthly direct deposits of $500 or more and a daily balance of up to $50,000 per statement cycle.1
** Please note that this is a variable rate account. Tiers and dividend rates are subject to change.
Secure. Smart. Simple.
Get checking that pays you back.
You want simple. You need effective. Our checking account gives you both. Access America Checking is more than a place to hold your money.
It’s your own personal tool for building a future. As a part owner in our credit union, it’s your chance to grow alongside us.
+ ATMs
Online & Mobile Banking
Available Overdraft Protectionƚ
Free Chip-Enabled Visa Debit Card
Digital Wallets (Apple, Samsung, and more)
• No monthly fee with daily balance or monthly direct deposit of $500 or more
• $25 Minimum Opening Deposit
ƚOverdraft protection is a line of credit and subject to credit approval.
1 Dividends
Account is a variable rate account. APY is valid as of last dividend declaration date of . APY and tiers are subject to change at any time. Fees may reduce earnings on account. Minimum deposit of $25 required to open account. When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate direct deposit requirement is met on the date of account termination. Dividends are compounded daily and paid monthly.
Learn with Us
Outstanding service ethic.
Washington, DC
Every time I walk into my branch, I'm taken great care of. Thank you PENZIOX for your great service.
Ready To Take The Next Step?
My parents started with PENZIOX, and so did I.
San Francisco, CA
I joined PENZIOX because both my parents were members - so glad I did. PENZIOX helped me get a great rate on my first new car.
Ready To Take The Next Step?
Consistent low rates and easy to work with.
Newark NJ
I went to Penfed to see if I qualified for a mortgage. My friends told me about all the trouble they've had using other lenders, but PENZIOX made everything easy for me. Thank you Sarah and PENZIOX!
Ready To Take The Next Step?
Wherever I travel, I can work with PENZIOX.
Atlanta GA
I just started using Penfeds new Travel AMEX card on my last trip to Basal - my other cards charge me just for being away but not this card with Penfed.
Ready To Take The Next Step?
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