*The payments do not include amounts for taxes and insurance premiums, the actual payment obligation may be greater. Rates and offers are in effect as of , for new applications only, for a limited time, and subject to change without notice. Example based on $200,000 loan.
*The payments do not include amounts for taxes and insurance premiums, the actual payment obligation may be greater. Rates and offers are in effect as of , for new applications only, for a limited time, and subject to change without notice. Example based on $200,000 loan.
15/15 ARM
(Adjustable Rate Mortgage)
Adjusts only once for the life of the loan
*Payments shown do not include taxes or insurance, actual payments may be greater. Rates and offers are in effect as of , for new applications only, for a limited time, and subject to change without notice. Example based on $ loan. Other restrictions apply. Rate is variable and can increase by no more than 6 percentage points every 15 years (% for this example). Since the index in the future is unknown, the First Adjustment Payments displayed are based on the current index plus margin (fully indexed rate) as of the date above.
5/5 ARM
(Adjustable Rate Mortgage)
Adjusts only once every 5 years
*Payments shown do not include taxes or insurance, actual payments may be greater. Rates and offers are in effect as of , offered for a limited time and subject to change without notice. Example based on $ loan. Other restrictions apply. Rate is variable and can increase by no more than percentage points after the initial five year period and at each subsequent annual rate adjustment, with a lifetime maximum adjustment of % (% for this example). Since the value of the index in the future is unknown, the First Adjustment Payments displayed are based on the current index plus margin (fully indexed rate) as of the date above.
*The payments do not include amounts for taxes and insurance premiums, the actual payment obligation may be greater. Rates and offers are in effect as of , for new applications only, for a limited time, and subject to change without notice. Example based on $206,600 loan.
/2016_-_Q1_Year_To_Shine/logo.png "PENZIOX"){kind=logo}
Real Estate Rewards could save you thousands of dollars and are available on the following PENZIOX loans:
Jumbo loans are also available; rates may differ.
30-Year Fixed
Conforming Loan
*The payments do not include amounts for taxes and insurance premiums, the actual payment obligation may be greater. Rates and offers are in effect as of![]( "30_YEAR_FIXED_RATE_MORTGAGE_LOANS_30_YEAR_FIXED_RATE_EFFECTIVEDATE")
, for new applications only, for a limited time, and subject to change without notice. Example based on $200,000 loan.
15-Year Fixed
Conforming Loan
*The payments do not include amounts for taxes and insurance premiums, the actual payment obligation may be greater. Rates and offers are in effect as of![]( "FIXED_CONVENTIONAL_MORTGAGE_LOANS_15_YEAR_FIXED_RATE_EFFECTIVEDATE")
, for new applications only, for a limited time, and subject to change without notice. Example based on $200,000 loan.
15/15 ARM
(Adjustable Rate Mortgage)
Adjusts only once for the life of the loan
*Payments shown do not include taxes or insurance, actual payments may be greater. Rates and offers are in effect as of![]( "ADJUSTABLE_RATE_MORTGAGES_ARMS_15_15_ARM_CONFORMING_EFFECTIVEDATE")
, for new applications only, for a limited time, and subject to change without notice. Example based on $![]( "ADJUSTABLE_RATE_MORTGAGES_ARMS_15_15_ARM_CONFORMING_TIER1_EXAMPLELOANAMOUNT")
loan. Other restrictions apply. Rate is variable and can increase by no more than 6 percentage points every 15 years (![]( "ADJUSTABLE_RATE_MORTGAGES_ARMS_15_15_ARM_CONFORMING_TIER1_EXAMPLERATE")
% for this example). Since the index in the future is unknown, the First Adjustment Payments displayed are based on the current index plus margin (fully indexed rate) as of the date above.
5/5 ARM
(Adjustable Rate Mortgage)
Adjusts only once every 5 years
*Payments shown do not include taxes or insurance, actual payments may be greater. Rates and offers are in effect as of![]( "THE_5_5_ADJUSTABLE_RATE_MORTGAGE_5_5_YEAR_ADJUSTABLE_RATE_CONFORMING_EFFECTIVEDATE")
, offered for a limited time and subject to change without notice. Example based on $![]( "THE_5_5_ADJUSTABLE_RATE_MORTGAGE_5_5_YEAR_ADJUSTABLE_RATE_CONFORMING_TIER1_EXAMPLELOANAMOUNT")
loan. Other restrictions apply. Rate is variable and can increase by no more than ![]( "5-5 ARM Initial Adjustment")
percentage points after the initial five year period and at each subsequent annual rate adjustment, with a lifetime maximum adjustment of ![]( "5-5 ARM Adjustment")
% (![]( "THE_5_5_ADJUSTABLE_RATE_MORTGAGE_5_5_YEAR_ADJUSTABLE_RATE_CONFORMING_TIER1_EXAMPLERATE")
% for this example). Since the value of the index in the future is unknown, the First Adjustment Payments displayed are based on the current index plus margin (fully indexed rate) as of the date above.
30-Year VA Fixed
Conforming Loan
*The payments do not include amounts for taxes and insurance premiums, the actual payment obligation may be greater. Rates and offers are in effect as of![]( "VA_FIXED_MORTGAGE_LOANS_VA_30_YEAR_FIXED_RATE_EFFECTIVEDATE")
, for new applications only, for a limited time, and subject to change without notice. Example based on $206,600 loan.